ENTREPRENEUR · GROWTH LEADER · AUTHOR

Gustavo
Guida.

Head of Sales and Marketing at Ratio

San Francisco Bay Area

Say hello
Gustavo GuidaFrom Rio to Silicon Valley.
THE THROUGH LINE

Turning ideas into
businesses that work.

Over 20 years in B2C and B2B, I’ve built and grown companies across fintech and e-commerce. My work connects product, marketing, and commercial strategy, from founding Bondfaro to building global lending products and leading go-to-market teams.

Today at Ratio, I lead Marketing, Sales, and Customer Success, bringing the whole customer journey together. My leadership style is collaborative, with clear goals, open communication, and a bias toward getting things done.

Demand GenerationBrand DevelopmentGo-to-Market StrategyProduct LeadershipAI & Automation
THE JOURNEY

Experience.

View LinkedIn ↗
Dec 2025 — PresentCURRENT

Ratio

Head of Sales and Marketing

San Francisco Bay Area

Leading the full go-to-market organization across Marketing, Sales, and Customer Success. Helping sellers close deals with flexible buyer terms while getting paid upfront.

  • Own strategy and execution from positioning and demand generation through pipeline, revenue, onboarding, retention, and expansion.
  • Build inbound and outbound pipeline, lead forecasting and deal strategy, and coach the sales team.
  • Unify the customer journey with shared KPIs, clear handoffs, AI, and automation.
Jan 2025 — Dec 2025

Ratio

Head of Marketing

San Francisco Bay Area

Led brand strategy, customer acquisition, and go-to-market initiatives for a platform helping recurring revenue businesses accelerate sales and fund growth.

Apr 2016 — Jan 2025

Nossa Labs

Co-Founder and Growth Expert

San Francisco Bay Area

Helped startups move from zero to one: designing, validating, and executing growth plans, building acquisition foundations, and enabling internal teams.

  • Supported acquisition initiatives for Humanly, Opus Training, Crediverso, Cheetah, Rinse, FarmLogs, Play Piper, MEL Science, Nerd Skincare, Compass.co, and Descomplica.
Aug 2022 — Mar 2023

Crediverso

Head of Marketing

Los Angeles Metropolitan Area

Led marketing for financial services designed to help the U.S. Latino community make informed, confident financial decisions.

Jun 2020 — Jun 2022

Kimelo

Head of Marketing

San Francisco Bay Area

Led marketing for consumers and independent restaurants, managing lifecycle email campaigns, paid acquisition, and demand generation.

Mar 2019 — Jun 2020

Klutch

Co-Founder and Co-CEO

San Francisco Bay Area

Co-founded the automation-powered consumer credit card, formerly Alloy Card. Shared executive responsibilities and led Marketing and Product.

Jun 2014 — Mar 2016

BTCjam

Chief Product Officer

San Francisco

Led product for a global peer-to-peer lending platform powered by Bitcoin, serving borrowers in more than 180 countries.

  • Managed designers and analysts responsible for desktop and mobile product interfaces.
  • Brought tens of thousands of Bitcoin users to the platform and improved conversion rates by 63%.
Apr 2009 — Dec 2013

HelpSaude

Co-Founder and CEO

Rio de Janeiro, Brazil

Built a Brazilian medical appointment platform and led the company until its sale in late 2013.

  • Raised $3 million from Latin American investors.
  • Owned strategy, finance, marketing, operations, fundraising, and investor relations.
Oct 2008 — Mar 2009

Naspers

Business Development Manager

São Paulo, Brazil

Evaluated investment opportunities in internet and mobile media businesses across Latin America.

Mar 2000 — Feb 2008

Buscapé / Bondfaro

Co-Founder, Co-CEO, Product SVP

São Paulo, Brazil

Helped build and consolidate a leading Latin American price comparison business, from inception and seed funding to profitability, acquisition, and merger.

  • Led product with a team of 20 direct employees.
  • Sold shares to Naspers in 2009.
Mar 2000 — May 2006

Bondfaro.com

Co-Founder and Co-CEO

Rio de Janeiro, Brazil

Co-founded a shopping comparison platform that provided technology to Yahoo! Brazil and other portals. Merged with Buscapé in 2006.

  • Managed a team of more than 10 people and led Product and Customer Success.
EDUCATION

PUC-Rio

Bachelor, Economics
1995 — 1999

MIT Sloan School of Management

Regional Entrepreneurship Acceleration Program (REAP)
2014 — 2015

LANGUAGES
English
Native / bilingual
Portuguese
Native / bilingual
Spanish
Limited working proficiency
Italian
Elementary proficiency